Frequently Asked Questions
1- What are co-pays?
A co-pay, short for copayment, is a fixed amount a healthcare beneficiary pays for covered medical services. The remaining balance is covered by the patient’s insurance company.
Co-pays typically vary for different services within the same plans, particularly when they involve services that are considered essential or routine and others that are considered to be less routine or in the domain of a specialist.
Co-pays for standard doctor visits are typically lower than those for specialists. Note that copays for emergency room visits tend to be the highest.
2- What are deductibles?
A deductible is a fixed amount a patient must pay each year before their health insurance benefits begin to cover the costs.
After meeting a deductible, beneficiaries typically pay coinsurance a certain percentage of cost for any services that are covered by the plan. They continue to pay the coinsurance until they meet their out-of-pocket maximum for the year.
Co-pays and deductibles are just two parts of the health insurance equation. In general, plans that charge lower monthly premiums have higher co-payments and higher deductibles. Plans that charge higher monthly premiums have lower co-payments and lower deductibles.
3- How much will my co-pay be?
To get your specific copay cost amount for your visit, we’ll need to see your insurance card and verify the insurance carrier. We recommend that you call the member’s services number on the back of your insurance card and ask about coverage and co-payment fees for urgent care visits. Co-pays for an urgent care visit will typically be different than the co-pay amount for a primary care visit.
If you don’t have time to call your insurance, we can determine the co-pay amount if your plan and coverage is verified prior check-in to your visit
4- Do you accept my insurance?
We are contracted with most insurance carriers, PPO’s, as well as Medicare and Medicaid. Kindly check the list of insurance on our website to make sure.
If you are still not sure please us a call and give us the your insurance provider name.
5- What you should bring with you on your visit ?
Every patient should bring his/her valid government issued ID and insurance card and list of current and past medications.
6- What if I am currently experiencing an emergency?
If you are experiencing a life-threatening condition or medical emergency, please call 911. If you are experiencing non-emergency situation and wants to see a provider, please visit our website, or call us at (813) 855-7300 (number should be hyperlinked).
7- What is NP or PA?
What’s an NP? Nurse Practitioner
practitioners are registered nurses who have gone on to earn a master’s or doctorate degree in a specialty area of practice, such as adult medicine, family practice, pediatrics, or women’s health. The duties that nurse practitioners can perform vary by state, but generally include diagnosing and treating acute and chronic conditions, prescribing medication, ordering and interpreting x-rays and other diagnostic procedures, counseling patients, and managing patients’ overall care. State regulations also determine whether an NP can work independently or if he or she must collaborate with a licensed physician.Licensed as nurse practitioners and registered nurses, NPs follow the rules and regulations of the Nurse Practice Act of the state where they work. Most NPs maintain close working relationships with doctors and consult them as needed. NPs are licensed in all 50 states and can dispense most medicines. Some states require a doctor to co-sign prescriptions. In a few states, NPs can practice and prescribe without physician supervision.
Like doctors, NPs are involved in more than just direct patient care. Many participate in education, research, and legislative activities to improve the quality of healthcare in the United States.
What’s an PA? Physician Assistant
Physician assistants practice medicine under their own license and the license of a supervising physician. They examine, diagnose, and treat patients, in addition to ordering x-rays and lab tests and interpreting their results. PAs also prescribe medications, conduct therapy and stitch, splint, or cast injuries.
They can work in a number of specialties, including internal medicine, family medicine, pediatrics, emergency medicine or surgery. The exact duties of physician assistants are dictated by supervising physicians, and state law.